 About Trident Mortgage Company Financing hassles shouldn't stand between you and your dream home. Our Trident Mortgage Company makes it easy for you to get the money you need to turn your dream into reality. Trident is the nation's second-largest REALTOR-affiliated mortgage company, securing more than $1 billion in mortgage financing annually for homebuyers in Delaware, Pennsylvania and New Jersey. We have more than 50 friendly, full-time Mortgage Consultants at convenient locations throughout the Delaware Valley. These seasoned professionals will work with you to identify your goals and explain your options, analyzing various payment, home affordability and rate scenarios. They'll use sophisticated market analysis tools to advise you on the best loan program at the best price. Bringing all home buying services under one roof, we work together for your benefit with personally tailored financing and insurance solutions delivered competitively, efficiently, and in a spirit of trust and integrity. Trident says, “we bring you home.” About Alex Reilly Alex Reilly joined Trident Mortgage Company in 1997. Bringing more than 12 years of mortgage lending experience to the company, he quickly rose to become one of Trident’s top producers, and consistently rank among the top originators in the Bucks County area. Through his combination of experience, product knowledge, fanatical attention to detail and commitment to responsiveness, Alex has personally secured millions of dollars of mortgage financing for his customers. For his accomplishment, Alex has been honored with the company’s President’s Club Award for the past eight years. Trident offers these and other comprehensive loan products and services: | • | Fast pre-approval | | • | Long-term rate locks | | • | Fixed and adjustable rate loans | | • | Swing Loans | | • | FHA and VA experts | | • | Limited and “no doc” loans | | • | Competitive refinancing terms | | • | First-time homebuyers | | • | New construction and construction-to-permanent financing | | • | Difficult to place loans |
Application Check
List
In most cases you will need
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A check for application
fee |
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Agreement of sale,
executed by all parties |
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Social security number
for each borrower |
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W-2 forms for the past
two years for each borrower |
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Most recent 30-day
paystubs for each borrower |
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Employer's names,
complete addresses, zip codes (include previous employer(s) if less than two
years with present employer. Transcript and diploma if previously in
school |
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Self-employed
applicants: past two years signed tax returns (plus partnership/corporate
return if applicable), most recent quarter/year to date profit and loss, and
balance sheet. |
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Asset verification:
bank and/or investment statements for most recent two months.
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Source of down payment
and closing costs. |
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Complete addresses for
banks, credit unions, balance owed and monthly payment |
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Loans: complete
addresses, monthly payments, balances, and account numbers |
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Leasing: if you are
renting, the names and addresses of landlords covering the past two
years |
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Gift letter or account
numbers for all accounts and an explanation of newly acquired funds (all funds
must be verified to close your account) |
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Divorce
decree/separation agreement |
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Copy of deed if
refinance |
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VA loan applicants:
bring certificate of eligibility when you apply |
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FHA loan applicants:
bring picture ID (driver's license), year to date pay stub, and social security
card |
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First Time Buyers >Getting Organized
Looking at homes can become overwhelming for many prospective buyers. The properties start to run together, and you have trouble remembering which homes you liked a lot and which ones you didn't. Real estate agents use a few tricks that can help you remember what you have seen.
Usually the real estate agent will give you a copy of the listing with all the pertinent information. Write down one distinctive feature on the listing sheet that will help you remember the house. Maybe the house had unusual moldings in the dining room, a red door, or unusual wallpaper. If the house was particularly interesting to you, put a big star on the top of the page to remind yourself that you would like to see it again or even perhaps make an offer. If there are features for which you have a strong preference, or if you eliminate a house from consideration for any reason, be sure to tell the agent why.
Communication between you and the real estate agent is key. This will save you a lot of time and effort in your search because the agent will show you only the homes that meet your particular needs.
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| Q |
What famous American monument is also the world's heaviest statue?
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| A |
The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
