Yardley real estate PA, Newtown real estate, Upper Makefield real estate and Doylestown real estate, home listings and homes for sale in Pennsylvania - Debbie Spaulder, REALTOR® Debbie Spaulder REALTOR(r) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate - NUMBER1EXPERT™ Debbie Spaulder NUMBER1EXPERT(tm) for Yardley, Newtown, Upper Makefield and Doylestown, Pennsylvania real estate
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Debbie Spaulder, REALTOR®, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Please call me 215-504-7573






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Debbie provides exceptional advice and service
Debbie was amazing! She should be commended for the exceptional advice and service she provides.
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Real Estate ABC Gold Award

Mortgage Prequalification: Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home buying, real estate listings, and homes for sale in Bucks County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Yardley, Newtown, Upper Makefield and Doylestown REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Agency >Buyer Agency

In the history of the real estate industry, there has been a single approach to working with a real estate agent. If you wanted to purchase a home, an agent showed you properties on behalf of the sellers of those homes. As a buyer, you were not represented by anyone other than yourself. Negotiation over price and terms were entirely your responsibility.

Now there is another way to handle buying property. With buyer agency, your real estate sales associate acts on your behalf in all negotiations. That agent is committed to being your advocate in finding and purchasing your next home, and at no cost to you.

In many cities across the United States, buyer agency is used in the majority of home purchases. With buyer agency, all fiduciary duties are owed to the buyer, not to the seller. The buyer has the freedom to discuss personal finances, negotiating strategies and the value of properties with their buyer agent. The buyer can ask for the opinion of the buyer agent regarding the condition of the property, the effect of improvements, the seller's motivation for selling and a variety of other information thar the seller's agent cannot provide.

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Real Estate Trivia
Q 
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?

A 
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property
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Debbie Spaulder, REALTOR®, real estate agent and broker for Yardley, Newtown, Upper Makefield and Doylestown Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Spaulder
Prudential Fox and Roach, REALTORS

1010 Stony Hill Road Suite 150
Yardley, PA. 19067
Phone : 215-504-7500
Direct: 215-504-7573
Fax: 215-504-1794
Email: DSpaulder@PaDreamHomes.com

Expect More . You Deserve It! I am committed to exceeding your expectations each and every day. As a Bucks County homeowner for 20 plus years, I can provide whatever area and lifestyle information you require to help with your decision. As a top-selling corporate sales professional for more than 15 years, I can assist you with top-notch negotiating, pricing, and financing skills. This helps deliver a home-buying or home-selling experience with maximum results and no regrets. I will work hard to earn your business and I look forward to providing you personal attention and superior service.

ABReProEqual HousingMLSREALTORRELO




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